Fraud Is Not a Small Problem Anymore
Fraud and scams impact millions of people every year — wiping out retirement savings, draining college funds, hijacking business accounts, and leaving families overwhelmed and ashamed.
This damage is not only financial:
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Sleepless nights and constant anxiety
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Fear of phone calls, emails, and messages
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Families forced to take over accounts suddenly
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Seniors feeling embarrassed and hiding losses
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Victims being told: “There’s nothing we can do.”
Scammers Win by Controlling the Moment
Scammers don’t rely on carelessness — they rely on human behavior.
They create urgency, pressure, and confusion. They move conversations off normal channels. They use just enough real details to push people into acting before they can think clearly.
Common scam patterns include:
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Bank, government, delivery, or tech-support impersonation
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Romance and relationship manipulation
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Investment and crypto fraud
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Business email compromise & fake invoices
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Identity theft and account takeover
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Gift card, wire, and peer-to-peer payment scams
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Medicare, Social Security, and senior-targeted schemes
Awareness alone isn’t enough. You need a clear playbook.
A Clear, Practical Playbook That Reduces Risk Immediately
This training gives you simple habits and systems that actually work in real life.
You will learn how to:
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Understand the difference between fraud vs scams (and why it matters)
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Recognize manipulation tactics before they take hold
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Spot red flags in calls, texts, emails, and social media
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Secure accounts with realistic protection you’ll maintain
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Verify safely before sending money or sharing information
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Add guardrails so one mistake doesn’t become a disaster
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Respond fast if something happens
(what to do in the first 15 minutes, first hour, and first day) -
Escalate effectively with banks, agencies, and authorities
Built With Seniors, Families & Organizations in Mind
Seniors are often targeted because scammers assume they have savings, are trusting, and may be easier to isolate. Families usually don’t realize there’s a problem until money is already gone.
This program includes specific guidance for:
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Adult children protecting parents without removing independence
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Caregivers and trusted contacts
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Senior-focused scripts and pressure tactics
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Guardrails for wires, gift cards, and digital payments
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Practical steps that reduce exposure while keeping life simple
Protecting Your Money and Loved Ones From Fraud & Scams
Practical fraud-prevention training that helps individuals, families, seniors, and organizations stop losses before they happen — and respond fast when something goes wrong.
Scams don’t just steal money. They steal trust, peace of mind, and security. We help you stay one step ahead.
Fraud & Scam Prevention Training
Interactive sessions designed to empower, educate, and protect.
Meet Richard Wayrick — Fraud & Scam Fighter
I’m Richard Wayrick, a Fraud & Scam Fighter, educator, and advocate dedicated to helping people protect their money, independence, and peace of mind.
This work comes from seeing firsthand how scams impact real lives — not just financially, but emotionally. Victims are often left feeling embarrassed, confused, or blamed, even though scammers are highly trained manipulators who exploit urgency, fear, and trust.
My role is to expose how scams actually work and give people clear, practical tools to protect themselves before something goes wrong — and to respond quickly and effectively if it does.
I focus on:
✅ Breaking down scam tactics in plain, easy-to-understand language
✅ Teaching how to recognize pressure, urgency, and manipulation early
✅ Helping families protect loved ones without taking away independence
✅ Empowering seniors to stay informed, confident, and in control
This site exists to educate, raise awareness, and provide real-world training — not fear-based messaging, not technical jargon, and never blame.
Protection starts with understanding.
Understanding gives people back control.
Chicago / Grand Rapids /Detroit & USA